易观智库《跨境支付蓝海,第三方支付机构加速布局,中国跨境支付市场专题研究报告2016》目录:
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HKSilicon (Trad. Chinese) –01 Mar
Apple iOS apps leak more personal info than Android 恐怖!iOS比Android App泄露更多隱私 http://www.hksilicon.com/kb/articles/120798/iOS-Android-App?mobi=true 一般人可能不知道App Store里免費的iPhone、iPad App比Google Play里的免費App帶有更大的隱私威脅。 為什麼App Store會泄露數據? 據Appthority各個商店取樣5個目錄,再取每個目錄下的Top 10 銷售App,60%的iOS App會跟廣告商和第三方分析網絡分享數據,50% 的Android App會同樣地分享數據。 其中60%的iOS App會收集用戶地理數據,54%的App會收集用戶聯繫人列表,14%的App會抽取你的日程表信息。相對Android來說,數據分別是42%、20% 以及0%。雖然數據也不是那麼樂觀,但對比iOS還是要讓用戶安心一些。 而對於未加密數據,幾乎100%的iOS App會發送未加密數據給廣告方,92%的Android App也會如此。Appthority表示很多廣告網絡商願意向蘋果設備用戶數據付費,這樣就刺激了開發者更大力度地收集信息,久而久之,做iOS App的越來越多,開發者就得更努力地獲得用戶隱私。 免費App或者99美分的價格無法幫開發者盈利,所以他們就向廣告網絡出賣用戶隱私,分享得越多,廣告網絡支付的費用也越多。 不同類型App泄露狀況 Appthority測試過商務、教育、娛樂、遊戲以及財政App,發現娛樂App在保護用戶隱私方面做得最差,分享地理數據和用戶隱私最多。相對地,教育和財政App在隱私泄露方面稍好。 此次調查的iOS App平台包括Apple, Intuit, Kids Games Club , PayPal;Android方面包括Imangi Studios, Intuit, PayPal 以及Intellijoy。Appthority表示去年的調查結果也顯示iOS App比Android收集了更多地數據。 趨勢 Appthority聯合創始人Guerra表示,由於最近政府也在打擊網絡隱私濫用,社交網絡Path也因為未經父母同意收集兒童住址信息被聯邦貿易委員會處以80萬美元的罰金。所以即使是最大眾的App都不可信。 如果你非常需要某個App,可以選擇付費,因為你的隱私數據比那99美分或者出賣費用值錢多了,開發者自然沒必要出賣你的隱私。 Sina News HK –digital section (Trad. Chinese) –01 Mar
Nielsen: Smartphone penetration in China higher than UK and US 尼爾森:中國智能手機普及率已超越英美 http://digital.sina.com.hk/news/-7-1339667/1.html 尼爾森調查顯示,中國智能手機普及率已超越英美 新浪科技訊香港時間3月1日消息,美國市場研究公司尼爾森發佈的《2013流動消費者報告》顯示,中國的智能手機普及率已經超越美國和英國,但居於韓國之後。另一方面,雖然智能手機在英美等國家熱銷,但功能手機仍在印度和俄羅斯等國占據主導地位。 根據尼爾森的報告,智能手機在各國手機用戶中的普及率如下:美國53%、英國51%、韓國67%、中國66%,但印度只有10%、土耳其19%、巴西36%、俄羅斯37%。 尼爾森發現,智能手機用戶已經在美國、英國、韓國、中國等地成為主流,變成多數手機用戶的選擇。但在其他國家,智能手機所需的網絡仍然局限於大城市,因此標準的功能手機仍是印度、巴西、俄羅斯等國消費者的首選產品。然而,這一趨勢已經逐漸開始發生變化。 總體而言,年輕手機用戶更青睞智能手機。因此在這些用戶的推動下,越來越多的國家將逐步擴建智能手機網絡。 尼爾森還發現,各國的智能手機套餐存在差異。在智能手機普及率較高的國家,用戶更傾向於選擇固定資費的數據套餐;而在智能手機普及率較低的國家,用戶更青睞按照實際使用量支付費用,或是直接使用WiFi上網。 很多用戶甚至擁有不止一部手機,有的是一部用於工作,另一部用於個人生活。俄羅斯有51%的受訪者表示,他們擁有一部以上的手機,美國的這一比例僅為17%。 從智能手機使用情況來看,短信、網絡瀏覽、社交網絡在多數國家都是最熱門的活動。在主要國家中,遊戲、社交網絡、導航則是最熱門的流動應用。 尼爾森的報告對美國、英國、澳大利亞、巴西、中國、印度、意大利、俄羅斯、韓國和土耳其等國的用戶行為和設備偏好進行了分析,數據取自2012年4月至6月,受訪者為7.6204萬,其中有5.4585萬人能夠確認自己的手機類型。整體來看,有2.8103萬人擁有智能手機,2.6482萬人擁有非智能手機。(書聿) China Daily Hong Kong Edition –02 Mar
More policies to support cross-border use of renminbi http://www.chinadaily.com.cn/cndy/2013-03/02/content_16268637.htm China is likely to issue more supportive measures to encourage cross-border use of the yuan amid growing global demand for the currency, said an industry insider. Such measures include a larger quota for renminbi qualified foreign institutional investors, fewer restrictions under the capital account, and more freedom for global yuan investments by individuals, said Cheng Jun, general manager of the Corporate Banking Unit of Bank of China. “We are still not sure of the timetable and details of such policies, but we think this will be the next step taken by the central bank,” said Cheng. Cheng’s estimates were based on the strong growth momentum of international use of the yuan. In 2012, cross-border settlement in yuan rose 41.4 percent year-on-year, to 2.94 trillion yuan ($472 billion) according to the People’s Bank of China, the central bank. “Demand for the Chinese currency is robust,” Cheng said, adding that BOC’s RMB business will continue to focus on the Asia-Pacific region. Retail in Asia –04 Mar
GSMA survey identifies 30m active mobile money customers in 2012 http://www.retailinasia.com/article/tech/technology/2013/03/gsma-survey-identifies-30m-active-mobile-money-customers-2012 The number of active mobile money users globally grew impressively in 2012, with more than 30 million people undertaking 224.2 million transactions totaling $4.6 billion during the month of June 2012 alone. GSMA’s Mobile Money for the Unbanked (MMU) program, which released the figures in a recent report, said the industry is also becoming increasingly competitive, with 40 markets identified as having at least two different mobile money services available. In 2012, about 41 live mobile money services were launched. “The social impact of mobile money is already well documented, and our report last year offered the first global benchmarks on how many customers were using mobile money,” said Chris Locke, Managing Director, GSMA Mobile for Development. “Following our second Mobile Money Adoption Survey, we are able to share deeper insights on the number of customers, on how customers are actually using the service and, perhaps more importantly, on how successfuloperators are positioning and managing mobile money to meet the needs of those customers.” The GSMA report counted 81.8 million registered customers globally and with the total number of deployments on a global basis growing by almost 38 percent. Interestingly, it showed that there are now more mobile money accounts than bank accounts in Kenya, Madagascar, Tanzania and Uganda, and more mobile money agent outlets than bank branches in at least 28 countries. In some countries, the total value of mobile money transactions is equivalent to a significant proportion of the country’s overall GDP. In June 2012, it was equivalent to more than 60 percent of GDP in Kenya, more than 30 percent of GDP in Tanzania, and more than 20 percent of GDP in Uganda. Retail in Asia –04 Mar Expert Opinion: Critical technology insights for today’s retail environment http://www.retailinasia.com/article/tech/technology/2013/03/expert-opinion-critical-technology-insights-today%E2%80%99s-retail-environme IT Tech Now –02 Mar
Samsung Wallet similar to Passbook? Samsung 也正投入iOS「Passbook」般的電子票券功能? http://www.technow.com.hk/samsung-ios-passbook/ 根據気になる、記になる… 網站轉述9 to 5 Mac 消息,稍早Samsung 發表的「Samsung Wallet」功能,由於被認為與Apple iOS 作業系統「Passbook」相像,因而成為新聞話題。 發表當時的影片實況如下,大致上介面近似「Passbook」概念,功能上亦能提供活動、會員、優惠、交通工具搭乘等票券的管理,不過這項功能是否會正式釋出,現階段則尚不明朗。 |
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